I-Corporation Inshorensi efakwa ebhankini ye-Persia (PDIC) (Filipino: Philippine Idiphozithi Insurance Corporation) a corporation umnini urhulumente ngokomgaqo-ngojuni ngo- phantsi Kwiriphabliki Umthetho NosKanjalo sele free mali mali ukuze connects Kwisebe Yemali ye-Persia. waba senziwa utshintsho Kwiriphabliki Umthetho Nos. kwaye eyandisiweyo ngayo amandla PDIC xa oko iza ulawulo ezigunyazisiweyo zengxelo ukuquka elizimeleyo njalo iibhanki. Kanjalo wenza ngumthetho i-PDIC njengoko banyanzeleka tagapagtanggap - tagapaglikida ka-iibhanki ezivaliweyo yi-olukhawulezileyo lwemali, Ibhodi. Ngaphezu koko, amandla ukubonelela-mali noncedo iibhanki threatened ukuvala phezulu yandisiwe ukuquka i-presumption ka-eyimali ukongeza ukwenza idipozithi leyo, uthengise ngokutsha lomgaqo-pangangari okanye ukwenza ngqo iimali-mboleko. Ukwandiswa kanjalo Kwiriphabliki Umthetho Nos i-ukhuselwe i-inshorensi kwi-efakwa ebhankini ukusuka P, kwi P, ngamnye ukuba. I-PDIC ngu pinamunan ka-isihlanu amalungu Ibhodi Lwabalawuli iqulethe i-Nobhala Unondyebo njengoko i-manila ex-officio, Umongameli kwaye Oyintloko elikurhulumente Oluphezulu njengoko usekela kamongameli-Isitulo, ibhanki ngoku i-Central Bank njengoko ilungu ex-officio, kwaye ababini abameli ukususela abucala. Umongameli wenkundla Persia amisele Umongameli wenkundla PDIC ezimbini abucala abameli kwi umhlaba ka-ezintandathu ubudala. Indima PDIC ukuba isinasapananaw ka-Uthathelo kukuba motivate i-savings iibhanki kwaye ngenisa i-non - imali kwi-banking indlela, i-safeguard insured efakwa ebhankini kwimeko apho closure ka-iibhanki, ikunceda kwi-lifting ka-isandi kwaye iityuwadefault colour banking indlela, kwaye zikhathalele i trust loluntu kwi-banking indlela. Naglilikom ka-PDIC i-ileta-iminyaka appraisal ukususela bank-amalungu (ukwanda isixa ngomnye - omnye iyonke efakwa ebhankini) kwaye sibe yima kanjalo kwi-ubuyiselo yangaphambili umqathango le insured ubume i-iibhanki phantsi kweemeko ezithile.
Facilitating i-PDIC i-zokuthintela okanye njalo iibhanki, isengakhupha umyalelo paghumpay nothintelo ngokuchasene iibhanki zilandelayo non-ikhuselekile kwaye non-resonant kwenkqubo i-banking, ukwenza umsebenzi ukusilela explorer kunye pakikpagtulungan le-Central Bank kwaye anike noncedo-mali naluluging iibhanki.
Oyena ukhuselwe-inshorensi ye-idiphozithi ngu P, ngamnye ukuba wonke insured ka-phantse amabini anesihlanu waka ukuba ebusweni efakwa ebhankini, nto kuba lomthetho iyonke ukusebenza ka-efakwa ebhankini kwi-banking inkqubo ye-Persia. I-PDIC ngu ulawulo, kwaye lilawula iilwandle administers budlelwane ye-ezivaliweyo iibhanki, kwaye lugqiba kwimeko i-bank kwaye zibe wabuyela kuluncedo kwaye phindela imisebenzi kunye nokhuseleko kwi-appropriating ngayo, i-creditor kwaye jikelele-wonke okanye pangangaring kubalulekile get ihlawulwe. Phambi paglilikida ka-pangangari a ezivaliweyo bank, nagdedemanda ye-PDIC uxwebhu lwezikhalazo malunga uncedo paglilikida kwi-afanelekileyo inkundla.
Ukutshintshwa i-PDIC i-pangangari ka-ezivaliweyo iibhanki kwi-imali yenza unikezelo ethile imali nezinye pangangari kwi-creditor ye-ezivaliweyo bank phantsi kwemiqathango kwi umsebenzi we iimeko kwaye preference ka-amatyala akhankanyiweyo yi-Ikhowudi Zasekuhlaleni ye-Persia.
Abalandela ngenkuthalo yi-PDIC ezibalulekileyo zihlomelo kumthetho umqulu we-ukomeleza nako malunga lo msebenzi kwaye emiselwe ngoko ke kuya kusinceda ukuzithwala ngaphandle ummiselo.
Oko kubandakanya, phakathi kwezinye, wacebisa ukuba ukukhulisa le MDIC ukusuka P, kwi P, ngamnye ukuze kwaye kubuyela yangaphambili ifomu amandla uhlaziyo lomgaqo-PDIC. Kubalulekile feasible kwi-ezivaliweyo intsebenziswano kunye Central Bank ukuba perpetrate"oko nakalingang efakwa ebhankini in ngapha ngobuchule ebandakanya ukongamela ngobulumko kwaye pagmamatyagan ka-iibhanki. Ukuba kunjalo, kuya ukuvelisa amandla Central Bank kwaye linceda Central Bank kwi-kwangoko ukufunyaniswa yengxaki ka-naluging iibhanki ukuphepha ngakumbi pagkakalubha kwaye ekugqibeleni, closure.
